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Question DetailsAsked on 7/5/2016

Looking for a plumber who do monthly payments,I need someone in Macon Ga.

My house need outside plumber work and I don't have the money up front so air need to know are there some one that will work out a payment plan. I live in Macon GA

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Very few contractors take payments - so you would have to ask the ones you are considering after a Search the List under Plumbers. Some will maybe let you carry part of the job cost over to the next month, but they are not in the business of financing - plus the regulations make the reporting and IRS reporting and such too much of a hassle to get involved with even if they did have the money to spare, which most do not.


Some have brochures for consumer finance companies that you can apply for financing with - but watch the fine print. These home improvment/repair loan companies typically charge low or even zero percent interest for up to 3-6 months - BUT if you fail to make any monthly payment on time commonly the interest rate skyrockets to way beyond a home improvement loan from a savings and loan or credit union would cost, and commonly resets that rate for the entire loan - so be one day late for the last payment due and you might pay 10-15% or higher additional interest on the entire original loan amount.


Then home improvement or home repair loans from esatablished brand-name lenders like GE Capital or Intuit Loans or such, or from banks, savings and loans, or credit unions (if a member already) will normally give you the best terms without onerous penalties if you are a day or two late with a payment.

Answered 2 years ago by LCD




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