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Question DetailsAsked on 1/18/2017

Roofing with payment plan my roof is I leaking around the Dom renting to own I can pay $ 250.00 a month i

My credit is ok , not excellent but will pay

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3 Answers

0
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Hi,

This is Erick in Member Care. Thanks for your interest in Angie's List!

We'll be happy to help find top rated Roofers that can assist with payment plans, but it doesn't look like you have a subscription to the List yet. You can join by visiting www.angieslist.com or by giving us a call. Our call center is available 8:00 am-9:00 pm weekdays and 8:00-5:00 pm ET on Saturdays.

Thanks for your question and we look forward to assisting you!

Answered 1 year ago by Member Services

0
Votes

Here are a couple of previous responses to siumilar questions - you are REAL unlikely to find a roofer offering more than maybe 30 day terms - so a commercial lender or a bank/savings and loan/credit union are your normal choices.


http://answers.angieslist.com/Do-roof...


http://answers.angieslist.com/looking...


http://answers.angieslist.com/Are-roo...


Also - if renting to own, check your contract - if an "all-in" lease then probably yuour responsibility to fix, but if actually "renting" it may bethis is something the landlord is responsible for. Certainly would be in a rental situation without the "rent-to-own" twist, which may have changed the traditional landlord/tenant responsibilities in the contract.


Also - you said leaking around the "Dom" - typo there I guess - if you mean around a vent or roof penetration commonly only about $250 total to repair that. If you meant leaking around a skylight dome, then depending on where the leak it commonly that much to about twice that assuming there is not physical damage to the unit (broken glass or acrylic or such) which requires replacement, so you may not need a payment plan or maybe pay half up front and the other half within 30 days would be acceptable to the vendor. Also, for that small a job (most likely) credit card payment might work for you, if you have a card with a reasonable rate.

Answered 1 year ago by LCD

0
Votes

Here are a bunch of previous similar questions with answers FYI - also a search phrase to find Angies List articles on the subject of reroofing:


http://answers.angieslist.com/Do-roof...


http://answers.angieslist.com/DO-ANY-...


http://answers.angieslist.com/Is-roof...


http://answers.angieslist.com/looking...


http://answers.angieslist.com/roofers...



To find previous Angies List articles on the roofing subject, google this search phrase - roofing payment plans angies list


The cheapest places to borrow money are usually credit unions, if you have been a member of one for a long time or have good credit rating, or a home equity loan if you have enough equity in the house (typically they will not let you borrow down to closer than about 20% equity in the house). Residential construction loan might be next cheaper - all these usually have significantly lower rates than unsecured consumer loans.


With home equity loans of course, you are trading equity in the house for the new roof - so (excepting the interest to be paid) while technically you are trading an equity in an asset for greater asset value (house with new roof is presumably worth more than one with an old roof needing replacement), that is cashable equity that you are "losing" at least untill the house is sold, so nearing retirement age that is something to consider. Also, when you do go to sell (voluntarily or due to health emergency or whatever) that loan needs to be paid off out of the sale proceeds, so your net proceeds from the sale will be less - though you also will not have an outstanding loan at that time either as you might if you got a separate loan not tied to the house equity itself.

Answered 1 year ago by LCD




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