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Question DetailsAsked on 3/5/2014

how to find out if a company is a ripoff

I have mostly medical bills and I want to clean my credit up ,and don't know which way to go. I have already trusted a company and they ripped me off with no results

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3 Answers


Do you have any personal references that have used another, similar, service.

It is tough to vet these type of organizations because they are aimed at hiding just that type of information.

Vetting a company like that can be hard because many people do not post up personal experiences for either fear of being ridculed if they were taken advantage of or the nature of the services.

Perhaps calls into the BBB and/or attorney general's office (searching for outstand judgements) will help.

Answered 4 years ago by WoWHomeSolutions


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Answered 4 years ago by Member Services


I would say your local Consumer Credit Counseling chapter - this is a non-profit program, generally free or nearly free - NOT to be confused with American Consumer Credit Counseling andsimilar sounding company names, which are for-profit companies like you evidently have already had a bad experience with.

If you belong to a credit union, or can join one, some of them offer free consumer credit counseling to members too. Also, if you are a senior, many Senior Centers offer consumer credit short courses or seminars, as do many community colleges and community schools programs.

Another possibility would be a CPA - Certified Public Accountant, who could help you straighten out your financial house and prioritize payments and such.

The three major credit rating organizations - Equifax, Experian, TransUnion - have free articles on their webistes on restoring your credit also - as do sites like and

Answered 4 years ago by LCD

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