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Question DetailsAsked on 10/25/2016

is nationwide health asvisors a safe health insurance co. or is it a scam

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Here is a link to another similar question with answers about this company -


http://answers.angieslist.com/compani...


Google for complaints on the company - you will find a lot (including a couple about state investigations into them). Most seem to be based on it not being an ACA compliant plan so it does not cover the minimum requirements under ACA, and come tax time you are not eligible for any subsidies or credits under ACA AND will owe a penalty for not having a compliant plan.


Other complaints state that they are not full-coverage plans at all, about misrepresentations on coverage and deductibles, and about them being cancelled come next ACA signup period because they are non-compliant.


Basically, unless you are in a grandfathered-in plan (and most of those have gone away by now), if the plan does not appear on the ACA Marketplace website (www.healthcare.gov) it is almost certainly not going to be ACA compliant nor an approved major-medicla plan for 25 and under persons - so it will not have the benefits required by law, no premium subsidies (or you will ahve to refund them and pay a penalty for falsely claiming them), and will owe the non-compliance penalty to the IRS come tax filing time. So, unless you have an ACA exemption and want a on-compliant plan, sounds like these plans (even if they were "good" plans and paid off as promised, which appears to be in doubt based on the complaints/comments) would not be a good idea.

Answered 2 years ago by LCD




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