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Question DetailsAsked on 7/1/2017

Am I obligated to pay $1,000 for Roofers service under work authorization agreement?

This amount is stated on the work authorization and in effect if I cancel them as the designated roofer? I confess I failed to read authorization enough. I'm 86, if that would help.

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2 Answers


NO! Read the article I signed a work authorization with a contractor. Can I get out of it?

Contractors like this NEVER have your best interests in mind. Only a way to defraud an insurance company with a willing homeowner's help. They promise "free" roofs, "free" work, and methods to evade insurance deductibles (which is fraud). Usually this is the only way they can obtain work, because they have no long term reputation of doing good and honest work.

Answered 3 years ago by ctobola


The sense of the first comment is probably right, but legally you may be on the hook.

You realize your error in not reading it closely before signing, so we are past that point. Generally, yes you owe it even if it seems not "fair". You do not say why you want to cancel - if you feel you were scammed that puts a different spin on it.

Also - generally you have a 3-day mailed cancellation period under federal law, if this was signed at your home.

Your three common options -

1) get an attorney (few hundred $) to write a letter to the contractor that you did not realize this cancellation fee applied, so there was no meeting of the minds (you did not understand the contract) so the contract is not valid and is being voided by you. Contractor would have the option of trying to pursue the issue, but if an attorney is involved will likely back off or accept a lesser amount like a couple hundred $ for his trouble.

2) If you think he put something over on you or fast talked you or pressured you into signing, contact your local city/ county / district criminal attorney's office and get in contact with the person (sometimes in that office, sometimes a separate agency local or state) who deals with elder abuse and elder scamming - commonly a call from them to the contractor will cause him to pull in his horns.

3) talk to the insurance company about whether he is known for shady dealing in this sort of situation - they may refuse to deal with him, making the contract incapable of being performed. Also, if you have good cause to cancel him, the insurance company may pay that fee or convince him to drop or reduce it.

4) weaker case, but you could sue in small claims court on the basis the $1000 is a windfall for him (presuming he has not started work) so is excessive compensation for what effort he put into the job. Of course, the contract makes that a tougher row to hoe.

The end result you would need is a contract modification or paid-in-full invoice (after whatever payment is finally agreed upon, if any) and if he did any work on the job (including dealing with the insurance company on your behalf) a lien release from him.

Given your age, but also considering the relatively (in legal terms) small $ amount involved, an initial consultation with an attorney (typically free or under $100 for 15 minutes or so) might be worth your time - he could tell you how strong the contract is and what your alternatives and viability of each option is. If you are on limited income/assets, you might also get him to give you a low or free service in dealing with this. Good luck

Here are links to a couple of previous similar questions with answers which might help too:

Answered 3 years ago by LCD

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