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Question DetailsAsked on 12/26/2013

An unsolicited card - discounts on prescriptions - from "United States Prescription Discounts" Is USPD OK?

the card came in the mail, inserted in the envelope with a phone bill (Frontier phone service at the farm). Totally unsolicited and unexpected. No background information with the card. Seems to be too many promises to be proper. Claims to be honored at lots and lots of pharmacies. Also claims to be "Free." But the back of the card says "claims are processed by Catamaran."

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Here is one article that appears to discuss the issue pretty clearly -

http://articles.latimes.com/2013/jul/...

Find other articles - mostly by investigative reporting at papers and TV stations, on this trend, and the fact most of these offers track back, after MANY intermadiate companies, to the same source. Google this search phrase - United States Prescription Discounts complaints

Things to watch out for -

1) things you receive as ads in the mail or otherwise that are unsolicited tend to frequently be scams looking to get your personal information or credit card info

2) read ALL the fine print - they may infer your personal info and prescription use records will not be shared, but the fine print will likely indicate it will be used for marketing purposes. While medical information is protected by the HPPA act, if you used a discount or credit card to buy medical items apparently is NOT protected.

3) they make their money by charging the pharmacy each time you use the card, so many pharmacies are starting to refuse these cards as they realize they are giving discounts to these customers, then have to pay the card company for the privilege of giving you a discount.

4) prime consideration - Buyer Beware - you can bet they are not doing this out of the goodness of their hearts for your benefit, so look at where they are making their cut

5) regardless of what promises they might make, consider the pre-existing name of the company - for instance, Jose's Used Cars, Tacos, and Dental Care of Tijuana might have a great price on dental work, but would you trust them ?

Answered 5 years ago by LCD




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