Ask Your Question

Angie's List Answers is the trusted spot to ask home improvement and health questions and get answers from service companies, health providers and consumers. For ratings and reviews on companies in your area, search Angie's List.

Top 30 Days Experts
Rank Leader Points*
1 kstreett 240
2 Guest_9020487 110
3 Guest_9190926 105
4 GoldenKid 100
5 ahowell 95
6 KnowledgeBase 95
7 skbloom 80
8 Guest_98024861 70
9 Guest_9311297 70
10 Guest_9400529 70

*Updates every 4 hours

Browse Projects By Category

Question DetailsAsked on 3/24/2017

Can the prescription savings card be used if you have insurance

Do you have the same question? Follow this Question

1 Answer


Generally no - I tried that when we were forced into ACA Marketplace insurance when our perfectly good high-deductible plan was cancelled because of Obamacare. Even though I have a prescription Rx discount card from a professional organization I belong to, all the pharmacies (indepedent and box stores too) said they had to charge the contract amount on the insurance company plan (assuming your plan in any way covers prescriptions).

In my case, for our pretty normal prescriptions, our out-of-pocket more than doubled - and that is with us paying only 20% rather than 100% as we used to, the insurance paying the other 80% - so the amount being charged by the pharmacy went up 10-fold. In fact, the 20% co-pay we have to pay is roughly double the over-the-counter cash price for the drugs - but the pharmacies would not sell to me at the cash price because they said that could cost the thjeir contract with the insurance carrier. Friends say the same thing happens with Medicare and TriCare plans. Ain't the government health plans wonderful.

Answered 3 years ago by LCD

Related Questions

Terms Of Use
Privacy Policy