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Question DetailsAsked on 12/27/2011

HEALTH INSURANCE AFTE COBRA

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2 Answers

0
Votes

I don't see the full question, but would love to help you out with this. When is your COBRA ending?

Source: http://www.iHealthBrokers.com/al

Answered 7 years ago by iHealthBrokers.com

0
Votes

You generally have three choices -

1) to take a new policy with the same company as your COBRA extension of the company policy - but will be an individual policy at typically MUCH higher cost, and typically higher deductibles


2) get coverage under Obamacare - and may the powers that be have mercy on your soul


3) get individual coverage from an insurance company outside of Obamacare


Generally, because you are involuntarily losing your current coverage, you are eligible to sign up for obamacare coverage even though it is not open enrollment season yet


You can read up in more detail at the Obamacare website (www.healthcare.gov), and of course at indepent provider sites like hyour state's BlueCross/BlueShield; and also of course thousands of websites if you google "health insurance coverage" or similar term.


Generally if you make total income in the range where you would get a substantial subsidy under Obamacare, that coverage will be cheapest, though the cheap version (Bronze or Silver) will probably not have the coverage level you had under your employer plan - you will have to go outside the marketplace or with a Gold plan to get near that, and probably at something like a 25-200% cost increase over whst you pay now.

Answered 5 years ago by LCD




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