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Question DetailsAsked on 12/14/2016

How do I get prepaid Visa or MasterCard that can be used for purchases in E. Europe where they accept these cards?

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1 Answer


Google this search phrase for lots of travel-related articles on this - though a quick scan seems to indicate prepaid csards are not the best way to go -

prepaid cash card use in eastern europe

Note also the commentaries on the exchange fees charged for cash when using credit or debit cards - appears American Express travelers checks are the best bet for cash. Plus they are readily replaced if lost or stolen - getting a replacement card could take days and having it catch up with you as you travel - not happening. I have always csrried Americna Express travelers checks for emergency cash backup, and used a credit card that charges the official exchange rate without any additional transaction fees for the foreign exchange - but use that for cash withdrawels and you pay not only the exchange fee but it counts as a cash advance so significant percentage fee for that, plus commonly credit cards charge a higher interest rate for cash advances as well - one that starts immediately, not at the end of the usual billing period grace period as you have with purchases, so be very careful about that. Can equal 2-5% cash advance fee or more, and immediate interest rate of up to high 20's to 30% range rather than usual 7-18% APR on purchases (which only kicks in if you don't pay within the 20 days or so of billing issuance).

Answered 3 years ago by LCD

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