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Question DetailsAsked on 9/8/2013

I'm looking for an installment loan & I have a low credit score

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1 Answer


With a low score you are probably going to be pawned off on one of the damaged-credit third-party credit companies, charging 14-28% a year interest. Unless this is for an appliance you cannot do without (like a stove), I would suggest that if you have poor credit you should be working on improving that by paying off your bills, and only buying things you can afford with cash, or with a credit card you ONLY use when you already have the money set aside to buy important items with it, using the credit card to build credit rating.

Answered 7 years ago by LCD

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