Ask Your Question

Angie's List Answers is the trusted spot to ask home improvement and health questions and get answers from service companies, health providers and consumers. For ratings and reviews on companies in your area, search Angie's List.

Top 30 Days Experts
Rank Leader Points*
1 kstreett 240
2 Guest_9020487 110
3 Guest_9190926 105
4 GoldenKid 100
5 ahowell 95
6 KnowledgeBase 95
7 skbloom 80
8 Guest_98024861 70
9 Guest_9311297 70
10 Guest_9400529 70

*Updates every 4 hours

Browse Projects By Category

Question DetailsAsked on 9/6/2017

I need to get a new roof and my credit has fallen due to accident but am back with great jog to pay for roof

Had roof replaced 15 years ago was to be 30 year roof but the installed organic shingles an the have totally fallen apart

Do you have the same question? Follow this Question

1 Answer


Very common issue with organic shingles.

First, seems like whatever roofer you choose (and contract should be contingent on his help) needs to help you with a claim against the original manufacturer - if you have warranty info and receipts needed to proce installation date. Might get replacement shingles or about half credit toward purchase of new shingles - but be careful, a lot of the warranties are not worht much because they commit the manufacturer to replacing the product with similar product - so if it is a lemon product, guess what - you get more lemons !

Roofing is the Search the List category to find local well-rated and reviewed roofers.

You can also find previous questions with answers regarding roofing issues, typical roofing replacement costs, some thoughts on specific brands/product lines, and some questions on financing. Look in the Home > Roofing link under Browse Projects, at lower left.

Unfortunately, while some roofers will have info and application forms for third-party financing (usually the more expensive varieties because people who finance that way tend to be the more credit risky), finding one who offers terms - at least for more than a month, is pretty unlikely, as roofers are not deep pockets of wealth.

Otehr financing options include (though all take some serious advance palnning andapplication time, so don't commit to a contract till you have the financing - or make the contract and its start dependent on getting the financing. Home equity loans or home improvement loans from financecompanies, banks, savings and loans, credit unions (last usually cheapest) are common financing sources. Wells Fargo also has a home improvement project card which some few contractors in any given area will honor for terms - generally pretty similar terms to third-party purchase financing firms.

Answered 3 years ago by LCD

Related Questions

Terms Of Use
Privacy Policy