Ask Your Question

Angie's List Answers is the trusted spot to ask home improvement and health questions and get answers from service companies, health providers and consumers. For ratings and reviews on companies in your area, search Angie's List.

Top 30 Days Experts
Rank Leader Points*
1 kstreett 240
2 Guest_9020487 110
3 Guest_9190926 105
4 GoldenKid 100
5 ahowell 95
6 KnowledgeBase 95
7 skbloom 80
8 Guest_98024861 70
9 Guest_9311297 70
10 Guest_9400529 70

*Updates every 4 hours

Browse Projects By Category

Question DetailsAsked on 7/10/2013

If I'm not on the deed is that a problem?

We have a joint checking account, could there be a problem for me with the house?

Do you have the same question? Follow this Question

1 Answer


If you are not on the deed you have no onwership rights in it - period - it can be transferred tomorrow without any say-so by you, or recovery of any cost you put into it. Even then, makes a difference if you are joint owner equally, joint with right of survivorship, or joint by the entirety (google the terms).

If you paid for a portion of the house, your name should be on the title as an owner of a specified percentage, with or without right of survivorship as you desire.

If you paid for it all, then only your name should be on it, otherwise you lose (typically) half ownership, plus you cannot sell it without both parties agreeing.

Remember also, in most forms of joint ownership, either party can sell their share, so you could potentially end up co-owning a house with a totally different person.

I would say you need a Real Estate Attorney, and probably also an Estate attorney to talk with you about ownership, asset protection, property rights, survivors and heirs, Will, etc.

Answered 7 years ago by LCD

Related Questions

Terms Of Use
Privacy Policy