Ask Your Question

Angie's List Answers is the trusted spot to ask home improvement and health questions and get answers from service companies, health providers and consumers. For ratings and reviews on companies in your area, search Angie's List.

 
 
or
Submit
Top 30 Days Experts
Rank Leader Points*
1 gbafreview 510
2 kstreett 240
3 Guest_9020487 110
4 Guest_9190926 105
5 GoldenKid 100
6 ahowell 95
7 KnowledgeBase 95
8 skbloom 80
9 Guest_98024861 70
10 Guest_9311297 70

*Updates every 4 hours

Browse Projects By Category

Question DetailsAsked on 11/19/2014

Is there any insurance company that will insure my house which has a room addition that was done without permits?

we converted the garage into a bedroom

Do you have the same question? Follow this Question


1 Answer

0
Votes

To be perfectly honest, I have never seen an insurance company check for permits - when you get insurance they do a driveby (commonly not even getting out of the car) and take a picture or two, and maybe check the MLS or property records for the last listing or purchase amount, but after a number of home additions and purchases I know I have never been asked for proof of permits or inspections by an insurance company, and even the square footage they just took what I said without any paperwork. Course, that is pretty easy to figure out even after a fire.


Especially in your case, where you did not add square footage so your square footage remains the same as originally built - basically you did a remodel. Do check your homeowners insurance fine print - they may have snuck in something about not being covered for unpermitted work.


Course, you could wave the red flag in front of the bull and ask them directly.

Answered 4 years ago by LCD




Related Questions


Terms Of Use
|
Privacy Policy