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Question DetailsAsked on 8/15/2012

Is plumbing insurance worth the money? Our main pipe from water meter to house needs replacing.

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2 Answers


Plumbing insurance only covers problems on the owners side of the meter. Replacing the service is not covered and is your liability in all areas I have heard of. Is very expensive,, Good Luck ps I would not purchase plumbing insurance but I do have surge protection and a service agreement with the locak power company.


Answered 8 years ago by jccasper


The above answer is correct. However, consider the expense of replacing the pipe. A plumber can charge many dollars for each hour of labor. Digging the trench to gain access to the pipe is labor intensive.

Contemplate speaking with a home repair company (such as Home Depot, Lumber 84, Lowe's, or any such outfit). Retired plumbers can work in their section of the store. They can answer your questions at no cost.

You might, might, might want to hire some day laborers to dig the trench line. If you have the surge protection and even the pipe, you could even contemplate having the work done by a handyman.

NOTE: In many (or most?) states, a handyman cannot bill you for the material. Billing for the material requires a person with a contractor's license. Thus, buy the materials in advance if you hire a retired pluber now working as a handyman.

Remember to check Angie's List.

Answered 6 years ago by ProfessorWonderful

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