Ask Your Question

Angie's List Answers is the trusted spot to ask home improvement and health questions and get answers from service companies, health providers and consumers. For ratings and reviews on companies in your area, search Angie's List.

 
 
or
Submit
Top 30 Days Experts
Rank Leader Points*
1 kstreett 240
2 Guest_9020487 110
3 Guest_9190926 105
4 GoldenKid 100
5 ahowell 95
6 KnowledgeBase 95
7 skbloom 80
8 Guest_98024861 70
9 Guest_9311297 70
10 Guest_9400529 70

*Updates every 4 hours

Browse Projects By Category

Question DetailsAsked on 7/10/2014

Jaw surgery and insurance confusion.

I have what is called a Malocclusion Class 2 and was told that the only way to correct it would be through jaw surgery. It's not solely cosmetic as I'm faced with severe mouth breathing because of it and soreness in my jaw. Not to mention tooth decay due to dry mouth etc. I know my insurance will most likely label it as not a health issue and cosmetic and dental insurance obviously classifies it as a medical procedure. What are the long term effects of not treating it? What is the cost of it without insurance and what would I be preparing for if I do bring it up to my insurance?

Do you have the same question? Follow this Question


1 Answer

0
Votes

Good Morning,


I can only answer one of your questions which is health insurance related.


The general rule of thumb for health insurance companies to cover something is whether or not the procedure is medically necessary. This isn't the end all, be all, however, if it's a medically necessary procedure, then the odds are much better that it will be covered.


Your best course of action would be to call your carrier directly and talk to claims to see if the procedure would be covered. You can't hurt yourself by calling, and they can tell you not only if it will be covered, but also what you can expect to pay out of pocket for the surgical costs.

Source: http://www.iHealthBrokers.com/

Answered 5 years ago by iHealthBrokers.com




Related Questions


Terms Of Use
|
Privacy Policy