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Question DetailsAsked on 12/12/2017

Need new roof bad . No money down and bad credit . But do. Have income . Does anyone out there able to help .

Volunteer or take monthly payments. Front of roof coming off or is off . Water getting in . It’s a ceramic tile roof.
Some have fallen off and are broken . Don’t know if can find then anymore. Need help.

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1 Answer


Volunteer / non-profit assistance - I would contact your local United Way office to see if any non-profits in your area help with things like that. Not something I have heard of as a regular thing (as opposed to special case for a cancer victim or such).

Here is a previous similar question about financing/time payments on roofing - not real encouraging for you, I would say.

If tyou have equity in the house (typically 20%, at leat more than 10% of real estate value minimum) you might be able to take out a home improvement or home equity load from savings andloan aor credit union or such, paying it off like a mortgage fro there on.

Depending on how much is off, if a small area or just locally due to physical damage, spot repair might be viable as a short-term fix - otherwise if some is coming off in general, a total reroof is usually the only viable solution if truly a ceramic tile roof (which were generally only done for a very short number of years) because debonding was a general flaw with them - causing the product and roofing to vanish in very short order - was not a great product selection for roofing in the first place. If you mean fired clay tile, then of course that is still a common product, especially in areas without significant snow or freezing conditions (which tends to pop them free).

Answered 2 years ago by LCD

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