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Question DetailsAsked on 5/30/2013

Should I pay roofing contractor up front?

I want to buy a new roof from the contractor on Angie's list and it is asking me to charge it on my credit card. Why?

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2 Answers


Here is a similar question (in Source, below), with several answers and reference to an Angie's List article onthe subject - especially the issue of all up front, deposits, milestone payments, etc.

You should agree with him (in writing) on specific milestones for payment - for a normal roofing job, say 3 milestones - initial payment, completion of tearoff and any repairs needed, and completion of roofing including all specified trim, flashing, gutters or whatever. If no significant repairs are needed, then just 2 - initial, and completion, which should only be a few days apart.

In my personal opinion, putting it on your credit card (in increments) is ideal, though many contractors don't take credit cards. Getting your money back in event of fraud is a LOT easier with credit cards. However, you have to be careful giving your credit card info out, also - if he is not a legitimate contractor, you risk having your credit card info stolen, though that is also true if you pay by personal check. I would certainly do a daily credit card account scan from when you give him the card info to about 2 weeks thereafter to watch for unauthorized usage. I have automatic alerts set up at the credit card company to eMail me on every purchase I make, so I would always know within a day of any credit card theft.


Answered 7 years ago by LCD


My payment schedule, 10% on order, amount equal (less the downpayment) to all materials on deilvery to job site and balance on complition.

Jim Casper 40 year Contractor

ps new roof is nifty time to replace old gutters, see my blogs for ideas on same & covers for keeping gutters clean


Answered 7 years ago by jccasper

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