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Question DetailsAsked on 7/12/2013

What is advantage of having a bonded contractor. How can I prove he is bonded?

I was told by a friend that I should make sure the tree service I hire is bonded, licensed and insured. So, I want to know more about the importance of hiring a bonded contractor.

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1 Answer


Boy - this is really the week for this question. Here is a link to the same question a day or so ago, with answer and a link to a more detailed response on insurance, bonding, and licensing -

As for checking if he is licensed, bonded and insured:

Most jurisdictions allow you to look up license status on-line to see if he is currently licensed. Bonding and insurance you prove by having him give you a copy of his certificate fo insurance or the face page of the Bond, which define his coverage types and amounts. If not specifically generated and dated for your job (typically renewed annually or semi-annually), you may have to call the insurance agent and bonding company agent to verify he is current.

On the bonding side, contractors only carry one bond (unless required, as is common for government jobs, to carry a separate bond for a specific job), so be sure to ask the bonding company if the full amount is available to cover your job, or if part is tied up in claims on some other job or committed to a specific government job.

Answered 7 years ago by LCD

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