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Question DetailsAsked on 3/14/2012

What is the best home warranty policy that would include coverage on the roof?

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4 Answers


Some home warranties offer limited roof leak coverage, however remember that a home warranty won't cover your preexisting conditions. Also the limited roof leak coverage is pretty limited. They will just patch a small leak. They don't cover partial or entire roof replacement. Chances are that if you are purchasing a home warranty solely for this purpose you will end up as a home warrant disgruntled customer. Home warranties only work out when used properly.


Answered 8 years ago by HomeWarrantyMan


According to the National Home Service Contract Association (NHSCA is a non profit industry trade organization of member companies serving home service contract providers and consumer interests throughout the United States):

“It is important that the company you select be a licensed home service contract company (or possibly referred to as: home warranty company, home protection company, residential service company or home service contract company) in your state. Rest assured that all member companies of the NHSCA are licensed companies in good standing that adhere to a strict code of ethics set forth by the Association to promote fair and ethical business practices.

When comparing home warranty plans from different NHSCA member companies, be sure to carefully review the coverage, limitations and exclusions, as they can differ.

In the case of roof coverage (an optional coverage offered by some home service contract providers, covered in the Standard Plan by a few others), specific leaks may be repaired, as long as the repair falls within the scope of coverage. No home service contract offers a roof option that will cover the complete re-roof of a property.

To learn more about home warranties, visit the NHSCA site:

Answered 8 years ago by arivera


By personalizing your home warranty plan you can get certain things covered, like the roof, and forego coverage on something you might not need to avoid paying additionally. However, the age and condition of the roof going into a policy will be crucial in determining what kind of coverage you qualify for. Getting a free quote and specifying areas you are interested in coverage will help you prepare for your policy's cost and also help you understand what is covered and what is not.


Answered 7 years ago by erikat123


The problem is that even with the total protect plan, you can't choose the roof so their company doesn't help at all! We had a great warranty plan we offered when we sold our home but as a homeowner we don't have access to it. It was available only through our realtor.

Answered 5 years ago by sheiladrew

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