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Question DetailsAsked on 9/2/2014

Will someone install a deck for me if I put the supplies on my home depot card and then pay them for labor only?

It is a second story deck with stairs and the old one will have to be removed.

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Search the List under the category Decks and Porches - then after selecting a few with good reviews, ask them to come out for a site visit to talk about the job - ask them there. Most will not like it because their markup on the materials is basically "guaranteed" profit - not at risk of being eaten up by labor or cost overruns, so they may increase the bid some.

Make sure contract spells out who is paying for what, and that the contractor shall accept the owner-furnished materials as siutable for the work and treat and warrant them the same as if he had bought them himself, so he cannot later claim it was faulty materials that were the problemif the job goes bad.

And of course don't just hand him the card to go get materials - there is no guarantee he will use it to buy materials for YOUR job. There have been cases where people have done this, and the contrator has bought materials for another job with it, then charged your job materials to his contractor open charge account - makes for a major homeowner surprise when the vendor files a lien on the house because he was not paid for the materials by the contractor. This is especially common with hit and run post-storm siding and roofing fly-by-night contractors who hit an area, buy up materials, get advances and payments from other owners for the materials bought with your card, then skip town (sometimes with the materials).

Also make clear who is handling delivery and receiving/checking for damage or defects and unloading the materials, and they should be delivered by HD directly to your home and stored in your home so they are in your possession, not in his yard or warehouse where they could be subject to liens or repossession.

I think you might get the idea I think homeowners buying their own materials is a bad idea - and I do - there are just too many pitfalls, especially if dealing with an opportunistic contractor or one who is running out of money, also from the insurance standpoint.

Answered 5 years ago by LCD

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