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Question DetailsAsked on 12/12/2017

does the simple savings card program for meds really save ppl money or cost them more therefore being a total ripof

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1 Answer


Depends - though usually if you have insurance with prescription coverage, they cannot be used even if they would give you a cheaper price - the pharmacy has to charge the insurance company contract rate for the drugs even if it costs more to you and/or to the insurance company.

Some cards are outright scams just to steal your medical or payment account info, some have "negotiated rates" which are actually higher than the cash price so they get a rakeoff that way, some have some legitimate savings but they make a good deal of their money selling your personal medical info about your prescriptions to advertisers, some are perfectly legit and do save you money - either if you are a cash customer, or if the card is issued as part of your insurance coverage (some insurance companies are now going that route).

My recommendation - unless YOU researched it and asked for the card, or it was sent directly from your insurance carrier, I would be real suspicious about it.

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Answered 2 years ago by LCD

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