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Question DetailsAsked on 5/2/2015

my roofer didn't properly tarp my house before it rained. is he liable for the damages?

The company I hired to replace my roof did not properly tarp the house before it rained. I now have water damage inside and more rain is on the way. Are they liable for damages caused from rain water coming into my house?

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1 Answer


Yes - a contractor is obligated to give take steps to protect the work area against reasonalby predictable damage - and stripped roof protection against rain certainly falls in that category. But now you recognize the risk of further damage, you need to take steps to protect it (another contractor or DIY) before the next rain if he will not come do it now.

Then you can file a claim with him - or if he refuses responsibility go to his insurance company. With water damage because it needs immediate cleanup, you might ask for an immediate confearence call with him AND his insurance company about getting immediate water damage contractor out to dry out before mold/mildew increases the damage amount. If they balk you might then go to your insurance company initially, on the premise they will revover from the contratcor or his insurer - but that will count as a claim on YOUR insurance even if they end up getting full reimbursement from the other carrier - but likeky a fasdter response so hard to tell which is best.

Document, document, document - and don't throw anything out until claims are adjusted (determined by insurance company).

Answered 4 years ago by LCD

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