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Question DetailsAsked on 7/8/2013

what does bonded mean

Is it important for a housekeeping company to be bonded?

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1 Answer


Bonding is a process similar to but different from insurance, where a third-party bonding company (sometimes issued by insurance company bond subsidiaries, also) that essentially promises, up to the face value of the bond, that the contractor will perform the work contracted, or the bond company will pay to make good on the unfinished part of the contract. Some bonds, like those issued to security guards and couriers for instance, make protection against theft of entrusted items or valuables by the bonded person a major part of the policy. Other bonds like construction contractor bonds may not mention that at all, and emphasize the finish-the-job aspect.

If your housekeeping company is bonded, the finish-the-job part covers you against them screwing up and damaging your house or possessions - say by spilling a gallon of bleach on your persian rug or cleaning your Picasso painting with wall cleaner. It would be well to be sure it includes "theft or diversion" by employees of the company as well - that allows you to go against the bond value to replace items stolen by cleaners.

Absent video record, actually proving the cleaners stole items can be real tough, though - basically unless the police catch them stashing or fencing the stuff, you normally cannot prove it. However, good coverage to require, though it does pretty much eliminate the sole-proprietor or family cleaners.

Answered 7 years ago by LCD

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