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Question DetailsAsked on 7/11/2017

why do i have to use only certainones on my wells fargo card

I want to know why i have to use only Donnie Grubbs for my home improvements

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1 Answer


Here is a previous response on how the card works, and how to find vendors who accept it under the Home Improvement special financing terms:

Note that the transaction has to be processed as being specifically a Home Improvement project under one of the special terms, otherwise you just get the normal card rate, which historically has been on the quite high side when compared to normal credit cards. And bear in mind this may be convenient, but if you are going to be carrying a balance its rate is not necessarily a bargain - you may well be able to get a better deal, especially for a large one-time purchase, with a normal home improvement loan or home equity loan.

The card also carries the risk that if you are getting one of the special home improvement rates, if you do not pay it off per the terms and on time, then whole loan (retroactive to day one) reverts to the MUCH higher default rate - typically 16-24% !

Answered 3 years ago by LCD

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